ICIRED Defaults of Payments File
ICIRED is a credit information system based on reciprocity and open to the participation of thousands of sole proprietorships, SMEs and large companies.
More data, more prevention, more protection
ICIRED is a Credit Information System based on reciprocity which processes data on payment incidences 0-90 days old and their evolution (> 90 days open).
It contains information on payment incidences of legal entities and sole proprietorships provided by ICIRED's clients, to whom this information is made available to help them in their decision-making and risk management.
Advantages of ICIRED Defaults of Payments File
- Increase collection rates.
- Complements companies' recovery actions.
- Access to relevant and quality information not available in traditional defaults of payment files.
- Complements market information sources.
- Strict compliance with data protection regulations and protection of the right to honour.
- Flexible access to services: web portal, Batch, API
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How does it work?
What information will I get in the report with ICIRED Defaults of Payments File?
You can consult the ICIRED's information by consulting the report of any company in INFORMA and finding out if it is included in this unpaid debts file.
If the company is included in this file you will obtain for each default of payment of this NIF:
- Debtor classification.
- Debt origin.
- Total amount claimed.
- Outstanding amount.
- Non-payment date.
If the company is not included in ICIRED Defaults of Payments File you would obtain:
- Verification that the company has no incidents in ICIRED with the consultation date and time.
Protect before non-payments with ICIRED
ADDITIONAL INFORMATION